Cigna: timely filing limit
Initial claim
90 days after the date of service for participating providers; 180 days after the date of service for out-of-network/non-participating providers
Clock starts from: date of service (last date of service for a multi-day confinement)
Appeal window
No published default appeal window. Check the payer's own appeals policy.
Caveats
Confirmed directly on Cigna Healthcare's own provider claims submission page. The stated policy also prohibits balance billing the patient when a claim is denied solely for untimely filing. Specific employer or government plans administered by Cigna may carry different contractual limits.
Retrieved 2026-07-18.
Denied for timely filing already
See CARC 29 for the corrective actions and whether an appeal is worth filing.
DenialPath provides billing and administrative guidance based on published CMS and X12 sources. It is not medical advice, not a coverage determination, and not a guarantee of payment. NCCI and MUE edits are republished quarterly and payer policies vary by contract. Always confirm against the payer's own current policy before submitting or appealing.